Terms and Conditions

Effective Date: 11/12/2024

Introduction
Welcome to Life Solutions Team’s website at: “LifeSolutions.Team”. By accessing or using our website, you agree to comply with these Terms and Conditions. If you do not agree with these terms, please discontinue using our website.
Services Provided

At Life Solutions Team, we provide financial services, including life insurance of various types: Term Life, Whole Life, Indexed Universal Life (IUL), some of which include living benefits (life insurance you don’t have to die to use!). We can show you Disability Insurance and Short Term Care Insurance, as well as Medicare Advantage Plans. We also offer amazing Annuities (contracts that grow your money and disburse it later (such as retirement). We help our clients learn about retirement planning and how to secure it. We work with various insurance carriers to offer tailored solutions based on your unique needs. We educate you on the basics of your policy, and as time goes on, we will be available (to the best of our ability) to help you know your options (some policies are very flexible and allow you to adjust course as life goes along) and make decisions that will work best for you.

Use of Website

You agree to use our website lawfully and in accordance with these Terms and Conditions. You may not:

• Use the website for any illegal activity or to violate any laws.
• Interfere with the website's functionality, security, or integrity.
• Meeting Scheduling and Information Collection

By scheduling a consultation through Calendly, you agree to provide accurate and up-to-date information. Calendly collects this information on our behalf for scheduling and communication purposes only.

Data Handling and Privacy

All sensitive financial information related to insurance policies or financial plans is handled securely by the respective insurance carriers. For further details on how we collect and use your data, please refer to our [Privacy Policy].

Limitation of Liability
Life Solutions Team is not responsible for any damages arising from the use of our website or services, including financial or personal losses. Our services are provided "as is," and we make no guarantees regarding their outcomes. We do not offer tax or investment advice.

Intellectual Property
All content on this website, including text, images, and logos, is the intellectual property of Life Solutions Team or its licensors. Unauthorized use of this content is prohibited.

Third-Party Links
Our website may contain links to third-party websites, such as Calendly or insurance carrier platforms. These links are provided for your convenience, but we do not endorse or control these third-party websites and are not responsible for their content or practices.

Governing Law
These Terms and Conditions are governed by the laws of the State of Hawaii. Any legal disputes related to the website will be handled exclusively within the jurisdiction of Hawaii courts.

Changes to These Terms
We reserve the right to update these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website.

Contact Information

For any questions regarding these Terms and Conditions, please contact us at:

Email: lifesolutionsteamllc@gmail.com
Phone: (808) 937-8133
Address:
Life Solutions Team LLC
710 Wailupe Dr.
Wailuku, HI 96793